Owens Group

The death of a partner or key executive who brings significant value and contribution to an organization can upend a business’ continuity and growth without an effective strategy in place that includes Key Person Life insurance. If, for example, an organization’s brand and strength are tied to a ...

With 196 deals in the second half of the year, following 186 in the first six months, there have now been three consecutive six-month periods of growth for the first time since 2009. This is according to Navigating a course between uncertainty and opportunity, the latest edition of global law fir...

Each state has different mandates regarding workers compensation coverage for household employees. Most carriers are unwilling to answer hypothetical claims questions. Yet, in a recent survey by our office, we received very contradictory responses as to whether personal liability policies provide...

Owens Group has never sold Variable Life policies because of our belief that life insurance should be a guaranteed part of your financial portfolio and not one that is subject to investment market risk.

Often these policies were sold with the assumption that premiums would disappear, that invest...

With the holiday season approaching, this is the right time to make sure your parties are both fun and safe. Alcohol consumption is a leading risk factor at parties, especially during the winter.

The International Risk Management Institute notes that almost 13,000 people per year (about 35 per d...

Our Personal Insurance Division is justly proud of the products and services it offers to our clients. For our high net worth clientele, we offer not only the broadest policy forms in the industry, but also many additional services from these carriers depending on locations, limits and the like. ...

Since we do not want to repeat what everyone already knows, here is a very important additional reason to change the batteries on your smoke detectors now. Based on reported fires with malfunctioning detectors, close to 30% of fire detectors have either no batteries or dead batteries. Smoke detec...

According to an article in Advisen, by Josh Bradford, an estimated of one in seven AIG Merger & Acquisition policies deals result in a claim. The results are provided by a study of the insurer of its own global representations and warranties claims data between 2011 and 2014.

According to an article on Advisen.com, the issue of employee classification will continue to get hotter and result in more state-wide crackdowns. The question is, what differs you as an independent contractor rather than an “employee”? Click here for the many classification factors that differen...